Your Small Town Insurance Agents

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Products & Services

We Offer Complete Insurance Programs 

Personal Lines of Coverage Include:

  • Homeowners
  • Renters
  • Farm Owners
  • Automobile
  • High Risk Automobile
  • Motorcycles
  • Boats
  • Umbrella Liability
  • Valuable Property
  • Life 

Business Lines of Coverage Include:
  • Commercial Property
  • General Liability
  • Excess Liability
  • Workers Compensation
  • Business Automobile

Allow Cowles Henke Kemmel Insurance to provide you with a no cost, no obligation review and comparison of your current insurance.  

Give us a call today, or simply click here to be redirected to our online inquiry form.  

We are an Independent Insurance Agency

We do not work for an insurance company; we work for you  When tragedy strikes, we are on your side working to ensure that you receive a fair, prompt settlement for your claim(s).  

We represent a carefully selected group of financially sound companies, and we place your policy with the company offering the best coverage at a competitive price.  

Below if a listing of reputable insurance companies we work directly with.  We carefully select these companies as we want to ensure our clients are protected by the very best should any unfortunate circumstances arise.