Exposure to million dollar liability losses is no longer limited to large companies and the very rich. Individuals like yourself are being held accountable with increasingly large settlements. Your chances of becoming a target of a huge lawsuit are growing. One unfortunate situation could trigger a domino effect, toppling everything you have worked for. Your hard earned savings, your personal property, even your future earnings could be at risk. The more you own in property and other assets, the more you stand to lose. So, protect your assets and your family with a Personal Liability Umbrella Policy from Cowles Henke Kemmel Insurance.
Auto, home, and farm insurance policies provide primary liability protection. A Personal Liability Umbrella Policy extends your coverage by adding a layer of protection over and above your primary limits. Should a loss exhaust your primary liability coverage, a personal liability umbrella policy could pay an additional $1 million or more in covered damages